Multi-currency accounts

Access over 20 currencies and exchange to the currency you need, at bank-beating rates.

What can your multi-currency account do for you?

Send money home from abroad, pay overseas bills, and receive your salary or pension quickly at bank-beating exchange rates.

Quick international transfers

Send and receive international money transfers to and from over 150 countries from any device, at any time.

Quickly and securely send and receive over 20 currencies, and get same-day transfers on major currencies.

Avoid international banking fees when you use our local bank accounts across the globe. By using CurrencyFair your international transfer is treated as a local transfer, saving you time and money.

Bank-beating FX

Say no to excessive fees and bad exchange rates. With CurrencyFair, on average you pay just 0.53% of the amount exchanged.

Our live currency calculator tells you exactly how much your recipient will get, with no hidden surprises in our fine print and a small flat-fee of just €3 (or currency equivalent) per transfer.

Combined with our great rates, your transfers are cheaper than a typical bank.

A typical bank here refers to a financial institution licensed to receive deposits and make loans. These banks may also provide wealth management, currency exchange, and safe deposit boxes.

The CurrencyFair Exchange

Choose your own rate:

Our unique peer-to-peer exchange empowers you to set your own exchange rate, and wait for it to be matched with other customers exchanging the opposite currency.

Simply set your rate, and wait for a match. Customers can even beat the exchange rate you see on Google!

Refer friends, earn rewards

Refer friends to CurrencyFair and you could earn €30 each.

Regulated & secure

Regulated & secure

We are fully regulated by the Australian Securities & Investments Commission so your money is in safe hands.

One account, multiple currencies

One account, multiple currencies

Remove the hassle and fees of managing different currency accounts.

Trade on your own terms

Trade on your own terms

CurrencyFair is the only platform that empowers you to either trade immediately, or wait for a peer-match on our marketplace.

Avoid excessive fees

Avoid excessive fees

Our transparent flat-fee of just €3 (or currency equivalent) means you can rest assured there are no surprises hidden in our fine print.

At home or on the go

Manage your foreign exchange needs without leaving the sofa. Access our platform from any device at any time.

CurrencyFair IOS App
CurrencyFair Android App
First-class support from real people

Contact our multilingual customer experience team at with any queries or to request a callback.

Do you have the CurrencyFair advantage?

Access bank-beating FX rates, low-cost international transfers, and first-class customer support.

Frequently asked questions

How do I sign up for a multi-currency account?
How long do international transfers take?
How can I choose my own exchange rate?
How does CurrencyFair’s pricing work?