How Our Transfers Work
Select the currency that you want to send in to your CurrencyFair account (the currency you are converting from) and your transfer currency (the currency you are converting to) below to see the relevant process times and fees. The process times are estimates and may depend on your bank in some cases – we clear (move) your money in to your CurrencyFair account as soon as it arrives. It is quickest to send or transfer funds in the morning, as most banks have a cut-off time in the early afternoon, and transfers after that are not sent until the following day.
Quicker and easier than traditional international bank transfers.
Currency | Deposit method | Estimated arrival time | Our fee |
![]() AED
|
Bank Transfer | 4 - 5 Days | See notes |
Our Emirati Dirham account is held in in London. Your bank will charge an international transfer fee as well as an intermediary fee when sending in money. Contact your bank for exact information on any applicable fees. Remember to include your CurrencyFair ID as payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account. | |||
![]() AUD
|
Bank Transfer or BPAY | 0 - 2 Day | See notes |
You can use BPAY as an alternative to bank transfer to send in money to your CurrencyFair account. Remember to include your CurrencyFair ID as payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account. | |||
![]() CAD
|
Bank Transfer | 2 - 3 Days | See notes |
CurrencyFair Canadian Dollar account is held in Dublin. Your bank will charge an international transfer fee when sending in money. There is also an intermediary bank which may deduct a fee. Contact your bank for exact information on any applicable fees. Remember to include your CurrencyFair ID as payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account. | |||
![]() CHF
|
Bank Transfer | 1 - 3 Days | None |
Remember to include your CurrencyFair ID as payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account. | |||
![]() CZK
|
Bank Transfer | 1 - 2 Days | None |
Remember to include your CurrencyFair ID as payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account. | |||
![]() DKK
|
Bank Transfer | 1 - 2 Days | None |
Remember to include your CurrencyFair ID as payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account. | |||
![]() EUR
|
SEPA Credit Transfer or Debit card* | 1 - 2 Days | See notes |
*Currently only available to Irish residents with an Irish issued debit card. For payments originating outside the SEPA zone banks will charge an international transfer fee when sending in money. An intermediary bank fee may also apply. Contact your bank for exact information on any applicable fees. Remember to include your CurrencyFair payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account. | |||
![]() GBP
|
Faster Payments or CHAPS | 0 - 1 Day | See notes |
Sending in money using CHAPS will incur a fee, contact your bank for specific fee information. Remember to include your CurrencyFair payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account. | |||
![]() HKD
|
Bank Transfer | 0 - 1 Day | Free |
Remember to include your CurrencyFair ID as payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account. | |||
![]() HUF
|
Bank Transfer | 1 Days | See notes |
Our HUF account is a non-local account, held in the UK, so you will be charged an international transfer fee by your bank as well as an intermediary fee when you send in money to CurrencyFair. Please refer to your bank to confirm any fees. Remember to include your CurrencyFair ID as payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account. | |||
![]() NOK
|
Bank Transfer | 1 - 3 Days | None |
Remember to include your CurrencyFair ID as payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account. | |||
![]() NZD
|
International Wire & Transfer* | 1 - 2 Days | See notes |
* Ensure that you inform your bank that you want the money sent in New Zealand Dollar - they must not exchange your funds. You may be charged an international transfer fee by your bank. An intermediary bank fee may also apply. Contact your bank for exact information on any applicable fees. | |||
![]() PLN
|
Bank Transfer | 1 - 2 Days | None |
Remember to include your CurrencyFair ID as payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account. | |||
![]() SEK
|
Bank Transfer | 1 - 2 Days | None |
Remember to include your CurrencyFair ID as payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account. | |||
![]() SGD
|
Bank Transfer | 0 - 1 Day | Free |
Remember to include your CurrencyFair ID as payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account. | |||
![]() USD
|
Bank Transfer | 1 - 2 Days | Free |
Please note this account is held in Hong Kong. Your bank may charge an international transfer fee as well as an intermediary fee when sending in money. Remember to include your CurrencyFair ID as payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account. | |||
![]() ZAR
|
Bank Transfer | 1 - 2 Days | See notes |
Our South African Rand account is held in in London. Your bank will charge an international transfer fee as well as an intermediary fee when sending in money. Contact your bank for exact information on any applicable fees. Due to currency control restrictions placed by the Reserve Bank of South Africa we cannot receive South African Rand into our off-shore South African Rand account unless you gain an exemption.You should contact your bank for further information. Remember to include your CurrencyFair ID as payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account. |

















Currency | Deposit Method | Estimated arrival time | Our fee |
![]() AED
|
Bank Transfer | 1 Day | AED 15 |
Note: The UAE working week runs Sunday to Thursday. Transfers out may take longer to process over the weekend. Transfers to AED accounts are made via SWIFT. Intermediary and receiving bank charges may apply, which may result in your beneficiary receiving less than you send. We advise completing your transfer before 21:30 Hong Kong time to avoid delays in processing. | |||
![]() AUD
|
Bank Transfer | 1 Business Day | A$4.00 |
It is not possible to send AUD to beneficiary accounts outside of Australia. We advise completing your transfer before 14:30 Hong Kong time to avoid delays in processing. | |||
![]() CAD
|
Bank Transfer | 2 Days | C$4.00 |
We advise completing your transfer before 23:00 Hong Kong time to avoid delays in processing. Any CAD transfers outside of Canada may be subject to intermediary and beneficiary bank fees which are outside of our control. | |||
![]() CHF
|
Bank Transfer | 0 - 1 Day | F4.00 |
The CurrencyFair Swiss Franc account is held in Berne so all transfers within Switzerland are via normal domestic clearing. Any CHF transfers outside of Switzerland may be subject to intermediary and beneficiary bank fees which are outside of our control. We advise completing your transfer before 16:30 Hong Kong time to avoid delays in processing. | |||
![]() CZK
|
Bank Transfer | 1 - 2 Days | Kč75 |
We advise completing your transfer before 15:00 Hong Kong time to avoid delays in processing. | |||
![]() DKK
|
Bank Transfer | 1 - 2 Days | Kr25 |
We advise completing your transfer before 21:30 Hong Kong time to avoid delays in processing. | |||
![]() EUR
|
Bank Transfer | 1 - 2 Days | €3.00 |
For SEPA zone payments, the majority of banks do not charge. However, some banks may choose to apply a charge. Non SEPA zone Euro transfers are made via SWIFT. Intermediary and receiving bank charges may apply. For both SEPA zone and non SEPA zone payments, to avoid your beneficiary receiving less than you transfer we suggest you contact the receiving bank to see if they will charge for receiving your transfer from CurrencyFair. We advise completing your transfer before 21:30 Hong Kong time to avoid delays in processing. | |||
![]() GBP
|
Bank Transfer | 0 - 1 Days | £2.50 |
We advise completing your transfer before 21:30 Hong Kong time to avoid delays in processing. | |||
![]() HKD
|
Bank Transfer | 0 - 1 Day | HK$25.00 |
All payments under 1 million HKD will be processed via FPS. For payments via FPS, we advise completing your transfer before 23:30 Hong Kong time to avoid delays in processing.
All payments over 1 million HKD will be processed via CHATS. For payments via CHATS, we advise completing your transfer before 17:00 Hong Kong time to avoid delays in processing. |
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![]() HUF
|
Bank Transfer | 1 Day | Ft1000 |
Transfers to HUF accounts are made via SWIFT. Intermediary and receiving bank charges may apply, which may result in your beneficiary receiving less than you send. We advise completing your transfer before 16:15 Hong Kong time to avoid delays in processing. | |||
![]() ILS
|
Bank Transfer | 1 Day | ILS40 |
Israeli Shekel transfers are made via wire transfer. Receiving bank charges may apply which may result in your beneficiary receiving less than you send. We suggest you contact the beneficary bank for more information on any applicable fees they may charge for receiving the transfer from CurrencyFair. We advise completing your transfer before 21:30 Hong Kong time to avoid delays in processing. | |||
![]() INR
|
Bank Transfer | 0 - 1 Day | ₹0 |
We advise completing your transfer before 18:30 Hong Kong time to avoid delays in processing. | |||
![]() NOK
|
Bank Transfer | 1 - 3 Days | kr25 |
We advise completing your transfer before 19:30 Hong Kong time to avoid delays in processing. | |||
![]() NZD
|
Bank Transfer | 2 Days | NZ$5.00 |
We advise completing your transfer before 23:00 Hong Kong time to avoid delays in processing. | |||
![]() PHP
|
Bank Transfer | 0 - 1 Day | ₱80 |
For transfers under 50000 PHP, we advise completing your transfer before 09:30 Hong Kong time to avoid delays in processing. For transfers over 50000 PHP, we advise completing your transfer before 13:30 Hong Kong time to avoid delays in processing. | |||
![]() PLN
|
Bank Transfer | 0 - 1 Days | 10 zł |
We advise completing your transfer before 19:00 Hong Kong time to avoid delays in processing. | |||
![]() SEK
|
Bank Transfer | 1 - 2 Days | Kr30 |
We advise completing your transfer before 17:30 Hong Kong time to avoid delays in processing. | |||
![]() SGD
|
Bank Transfer | 0 - 1 Day | S$5.00 |
*Larger transfers may take slightly longer to process. We advise completing your transfer before 16:30 Hong Kong time to avoid delays in processing. | |||
![]() THB
|
Bank Transfer | 1 - 2 Days | ฿125.00 |
The majority of banks do not charge for receiving transfers via local ACH. However, some banks may choose to apply a charge. To avoid your beneficiary receiving less than you transfer we suggest you contact the beneficiary bank to see if they will charge for receiving your transfer from CurrencyFair. | |||
![]() USD
|
Bank Transfer | 1 Day | US$4.00 |
The majority of banks do not charge for receiving transfers via local ACH. However, some banks may choose to apply a charge. To avoid your beneficiary receiving less than you transfer we suggest you contact the beneficiary bank to see if they will charge for receiving your transfer from CurrencyFair.
For customers transferring funds to beneficiaries in the US, we advise completing your transfer before 22:00 Hong Kong time to avoid delays in processing. For customers transferring funds to non-US beneficiaries, we advise completing your transfer before 17:00 Hong Kong time to avoid delays in processing. |
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![]() ZAR
|
Bank Transfer | 1 Day | R25 |
We advise completing your transfer before 14:30 Hong Kong time to avoid delays in processing. |




















