It’s hard to save money as a traveler. Managing your budget as you visit exciting places is difficult enough, to say nothing of protecting your investments back home. Further, international travel doesn’t necessarily exempt you from responsibilities such as taxes or retirement planning. If you’re going to be on the road for a significant amount of time this year, make sure your finances are in order. Here’s what 16 experts have to say about managing money abroad, from those who have been there and learned the hard way.