How Long Does It Take To Exchange Currency?

How Our Transfers Work

Select the currency that you want to send in to your CurrencyFair account (the currency you are converting from) and your transfer currency (the currency you are converting to) below to see the relevant process times and fees. The process times are estimates and may depend on your bank in some cases – we clear (move) your money in to your CurrencyFair account as soon as it arrives. It is quickest to send or transfer funds in the morning, as most banks have a cut-off time in the early afternoon, and transfers after that are not sent until the following day.

Quicker and easier than traditional international bank transfers.

Currencies that you can Send In to CurrencyFair
Currency Deposit method Estimated arrival time Our fee
AED
 Bank Transfer 4 - 5 Days See notes
Our Emirati Dirham account is held in in London. Your bank will charge an international transfer fee as well as an intermediary fee when sending in money. Contact your bank for exact information on any applicable fees. Remember to include your CurrencyFair ID as payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account.
AUD
 Bank Transfer or BPAY 1 - 2 Day See notes
It is not possible to send in Australian Dollars outside of Australia. Remember to include your CurrencyFair ID as payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account.
CAD
 Bank Transfer 2 - 3 Days See notes
CurrencyFair Canadian Dollar account is held in Dublin. Your bank will charge an international transfer fee when sending in money. There is also an intermediary bank which may deduct a fee. Contact your bank for exact information on any applicable fees. Remember to include your CurrencyFair ID as payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account.
CHF
 Bank Transfer 1 - 3 Days None
Your bank will charge an international transfer fee when sending in money. Contact your bank for exact information on any applicable fees. Remember to include your CurrencyFair ID as payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account.
CZK
 Bank Transfer 1 - 2 Days None
Your bank will charge an international transfer fee when sending in money. Contact your bank for exact information on any applicable fees. Remember to include your CurrencyFair ID as payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account.
DKK
 Bank Transfer 1 - 2 Days None
Your bank will charge an international transfer fee when sending in money. Contact your bank for exact information on any applicable fees. Remember to include your CurrencyFair ID as payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account.
EUR
 SEPA Credit Transfer or Debit card* 1 - 2 Days See notes
*Currently only available to Irish residents with an Irish issued debit card. For payments originating outside the SEPA zone banks will charge an international transfer fee when sending in money. An intermediary bank fee may also apply. Contact your bank for exact information on any applicable fees. Remember to include your CurrencyFair payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account.
GBP
 Faster Payments or CHAPS 0 - 1 Day See notes
Sending in money using CHAPS will incur a fee, contact your bank for specific fee information. Remember to include your CurrencyFair payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account.
HKD
 Bank Transfer 0 - 1 Day Free
Your bank will charge an international transfer fee when sending in money. Contact your bank for exact information on any applicable fees. Remember to include your CurrencyFair ID as payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account.
HUF
 Bank Transfer 1 - 2 Days None
Your bank will charge an international transfer fee when sending in money. Contact your bank for exact information on any applicable fees. Remember to include your CurrencyFair ID as payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account.
NOK
 Bank Transfer 1 - 3 Days None
Your bank will charge an international transfer fee when sending in money. Contact your bank for exact information on any applicable fees. Remember to include your CurrencyFair ID as payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account.
NZD
 International Wire & Transfer* 1 - 2 Days See notes
* Ensure that you inform your bank that you want the money sent in New Zealand Dollar - they must not exchange your funds. You may be charged an international transfer fee by your bank. An intermediary bank fee may also apply. Contact your bank for exact information on any applicable fees.
PLN
 Bank Transfer 1 - 2 Days None
Your bank will charge an international transfer fee when sending in money. Contact your bank for exact information on any applicable fees. Remember to include your CurrencyFair ID as payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account.
SEK
 Bank Transfer 1 - 2 Days None
Your bank will charge an international transfer fee when sending in money. Contact your bank for exact information on any applicable fees. Remember to include your CurrencyFair ID as payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account.
USD
 Bank Transfer 1 - 2 Days Free
Your bank will charge an international transfer fee when sending in money. Contact your bank for exact information on any applicable fees. Remember to include your CurrencyFair ID as payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account.
ZAR
 Bank Transfer 1 - 2 Days See notes
Our South African Rand account is held in in London. Your bank will charge an international transfer fee as well as an intermediary fee when sending in money. Contact your bank for exact information on any applicable fees. Due to currency control restrictions placed by the Reserve Bank of South Africa we cannot receive South African Rand into our off-shore South African Rand account unless you gain an exemption.You should contact your bank for further information. Remember to include your CurrencyFair ID as payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account.
USD
 Bank Transfer 1 - 2 Days Free
Your bank may charge an international transfer fee when sending in money. Contact your bank for exact information on any applicable fees. Remember to include your CurrencyFair ID as payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account.
Currencies that you can Send In to CurrencyFair
AED
DEPOSIT TYPE
Bank Transfer
ESTIMATED DELIVERY TIME
4 – 5 Days
OUR FEE
See notes

Our Emirati Dirham account is held in in London. Contact your bank for exact information on their applicable fees. Remember to include your CurrencyFair ID as payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account.

AUD
DEPOSIT TYPE
Bank Transfer or BPAY
ESTIMATED DELIVERY TIME
1 – 2 Days
OUR FEE
None

It is not possible to send in Australian Dollars outside of Australia. Remember to include your CurrencyFair ID as payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account.

CAD
DEPOSIT TYPE
Bank Transfer
ESTIMATED DELIVERY TIME
2 – 3 Days
OUR FEE
See notes

CurrencyFair Canadian Dollar account is held in Dublin. Contact your bank for exact information on their applicable fees. Remember to include your CurrencyFair ID as payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account.

CHF
DEPOSIT TYPE
Bank Transfer
ESTIMATED DELIVERY TIME
1 – 3 Days
OUR FEE
None

Remember to include your CurrencyFair ID as payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account.

CZK
DEPOSIT TYPE
Bank Transfer
ESTIMATED DELIVERY TIME
1 – 2 Days
OUR FEE
None

Remember to include your CurrencyFair ID as payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account.

DKK
DEPOSIT TYPE
Bank Transfer
ESTIMATED DELIVERY TIME
1 – 2 Days
OUR FEE
None

Remember to include your CurrencyFair ID as payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account.

EUR
DEPOSIT TYPE
SEPA Credit Transfer or *Debit Card
ESTIMATED DELIVERY TIME
1 – 2 Days
OUR FEE
See notes

* Currently only available to Irish residents with an Irish issued debit card. For payments originating outside the SEPA zone banks will charge an international transfer fee when sending in money. An intermediary bank fee may also apply. Contact your bank for exact information on any applicable fees. Remember to include your CurrencyFair ID as payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account.

GBP
DEPOSIT TYPE
Faster Payments or CHAPS
ESTIMATED DELIVERY TIME
0 – 1 Day
OUR FEE
See notes

* Sending in money using CHAPS will incur a fee, contact your bank for specific fee information. Remember to include your CurrencyFair ID as payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account.

HKD
DEPOSIT TYPE
Bank Transfer
ESTIMATED DELIVERY TIME
0 – 1 Day
OUR FEE
Free

Remember to include your CurrencyFair ID as payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account.

HUF
DEPOSIT TYPE
Bank Transfer
ESTIMATED DELIVERY TIME
1 – 2 Days
OUR FEE
None

Remember to include your CurrencyFair ID as payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account.

NOK
DEPOSIT TYPE
Bank Transfer
ESTIMATED DELIVERY TIME
1 – 3 Days
OUR FEE
None

Remember to include your CurrencyFair ID as payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account.

NZD
DEPOSIT TYPE
International Wire & Transfer
ESTIMATED DELIVERY TIME
1 – 2 Days
OUR FEE
See notes

You may be charged an international transfer fee by your bank. An intermediary bank fee may also apply. Contact your bank for exact information on any applicable fees

PLN
DEPOSIT TYPE
Bank Transfer
ESTIMATED DELIVERY TIME
1 – 2 Days
OUR FEE
None

Remember to include your CurrencyFair ID as payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account.

SEK
DEPOSIT TYPE
Bank Transfer
ESTIMATED DELIVERY TIME
1 – 2 Days
OUR FEE
None

Remember to include your CurrencyFair ID as payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account.

USD
DEPOSIT TYPE
Bank Transfer
ESTIMATED DELIVERY TIME
1 – 2 Days
OUR FEE
Free

Please note this account is held in Hong Kong. Your bank may charge an international transfer fee as well as an intermediary fee when sending in money. Remember to include your CurrencyFair ID as payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account.

ZAR
DEPOSIT TYPE
Bank Transfer
ESTIMATED DELIVERY TIME
1 – 2 Days
OUR FEE
None

Our South African Rand account is held in in London. Your bank will charge an international transfer fee as well as an intermediary fee when sending in money. Contact your bank for exact information on any applicable fees. Remember to include your CurrencyFair ID as payment reference when sending in money from your bank account to ensure faster settlement of money into your CurrencyFair account.

Currencies that you can Transfer Out of CurrencyFair
Currency Deposit Method Estimated arrival time Our fee
AED
 Bank Transfer 0 - 3 Days AED 15
Note: The UAE working week runs Sunday to Thursday. Transfers out may take longer to process over the weekend. Transfers to AED accounts are made via SWIFT. We advise completing your transfer before 19:00 (AEDT) time to avoid delays in processing.
AUD
 Bank Transfer 1 - 2 Days A$4.00
We advise completing your transfer before 18:30 (AEDT) time to avoid delays in processing.
CAD
 Bank Transfer 0 - 2 Days C$4.00
We advise completing your transfer before 21:30 (AEDT) time to avoid delays in processing. Any CAD transfers outside of Canada may be subject to intermediary and beneficiary bank fees which are outside of our control.
CHF
 Bank Transfer 1 - 2 Days F4.00
The CurrencyFair Swiss Franc account is held in Berne so all transfers within Switzerland are via normal domestic clearing. Any CHF transfers outside of Switzerland may be subject to intermediary and beneficiary bank fees which are outside of our control. We advise completing your transfer before 20:30 (AEDT) time to avoid delays in processing.
CZK
 Bank Transfer 1 - 2 Days Kč75
We advise completing your transfer before 00:30 (AEDT) time to avoid delays in processing.
DKK
 Bank Transfer 1 - 2 Days Kr25
We advise completing your transfer before 00:30 (AEDT) time to avoid delays in processing.
EUR
 Bank Transfer 1 - 2 Days €3.00
For SEPA zone payments, the majority of banks do not charge. However, some banks may choose to apply a charge. Non SEPA zone Euro transfers are made via SWIFT. Intermediary and receiving bank charges may apply. For both SEPA zone and non SEPA zone payments, to avoid your beneficiary receiving less than you transfer we suggest you contact the receiving bank to see if they will charge for receiving your transfer from CurrencyFair. We advise completing your transfer before 00:30 (AEDT) time to avoid delays in processing.
GBP
 Bank Transfer 0 - 1 Days £2.50
We advise completing your transfer before 00:30 (AEDT) time to avoid delays in processing.
HKD
 Bank Transfer 3 - 4 Days HK$25.00
We advise completing your transfer before 00:00 (AEDT) time to avoid delays in processing.
HUF
 Bank Transfer 1 - 2 Days Ft1000
We advise completing your transfer before 21:30 (AEDT) time to avoid delays in processing.
ILS
 Bank Transfer 3 - 4 Days ILS40
Israeli Shekel transfers are made via wire transfer. Receiving bank charges may apply which may result in your beneficiary receiving less than you send. We suggest you contact the beneficary bank for more information on any applicable fees they may charge for receiving the transfer from CurrencyFair. We advise completing your transfer before 22:00 (AEDT) time to avoid delays in processing.
INR
 Bank Transfer 0 - 1 Day ₹0
We advise completing your transfer before 21:30 (AEDT) time to avoid delays in processing.
NOK
 Bank Transfer 1 - 3 Days kr25
We advise completing your transfer before 20:00 (AEDT) time to avoid delays in processing.
NZD
 Bank Transfer 1 - 2 Days NZ$5.00
We advise completing your transfer before 01:00 (AEDT) time to avoid delays in processing.
PLN
 Bank Transfer 1 - 2 Days 10 zł
We advise completing your transfer before 21:00 (AEDT) time to avoid delays in processing.
SEK
 Bank Transfer 1 - 2 Days Kr30
We advise completing your transfer before 21:00 (AEDT) time to avoid delays in processing.
SGD
 Bank Transfer 3 - 4 Days S$5.00
*Larger transfers may take slightly longer to process. We advise completing your transfer before 23:00 (AEDT) time to avoid delays in processing.
THB
 Bank Transfer 1 - 2 Days THB 125.00
The majority of banks do not charge for receiving transfers via local ACH. However, some banks may choose to apply a charge. To avoid your beneficiary receiving less than you transfer we suggest you contact the beneficiary bank to see if they will charge for receiving your transfer from CurrencyFair.
USD
 Bank Transfer 1 - 2 Days US$4.00
The majority of banks do not charge for receiving transfers via local ACH. However, some banks may choose to apply a charge. To avoid your beneficiary receiving less than you transfer we suggest you contact the beneficiary bank to see if they will charge for receiving your transfer from CurrencyFair. We advise completing your transfer before 01:00 (AEDT) time to avoid delays in processing.
ZAR
 Bank Transfer 1 - 2 Days R25
South African Rand transfers are made via SWIFT. Intermediary and receiving bank charges may apply, which may result in your beneficiary receiving less than you send. We suggest you contact the beneficary bank for more information on any applicable fees they may charge for receiving the transfer from CurrencyFair. We advise completing your transfer before 22:00 (AEDT) time to avoid delays in processing.
Currencies that you can Transfer Out of CurrencyFair
AED
TRANSFER TYPE
Bank Transfer
ESTIMATED DELIVERY TIME
0 - 3 Days
OUR FEE
AED15

Note: The UAE working week runs Sunday to Thursday. Transfers out may take longer to process over the weekend. Transfers to AED accounts are made via SWIFT. We advise completing your transfer before 19:00 (AEDT) time to avoid delays in processing.

AUD
TRANSFER TYPE
Bank Transfer
ESTIMATED DELIVERY TIME
1 - 2 Days
OUR FEE
A$4.00

We advise completing your transfer before 15:30 Hong Kong time to avoid delays in processing.

CAD
TRANSFER TYPE
Bank Transfer
ESTIMATED DELIVERY TIME
0 - 2 Days
OUR FEE
C$4.00

We advise completing your transfer before 21:30 (AEDT) time to avoid delays in processing. Any CAD transfers outside of Canada may be subject to intermediary and beneficiary bank fees which are outside of our control.

CHF
TRANSFER TYPE
Bank Transfer
ESTIMATED DELIVERY TIME
1 - 2 Days
OUR FEE
F4.00

The CurrencyFair Swiss Franc account is held in Berne so all transfers within Switzerland are via normal domestic clearing. Any CHF transfers outside of Switzerland may be subject to intermediary and beneficiary bank fees which are outside of our control. We advise completing your transfer before 20:30 (AEDT) time to avoid delays in processing.

CZK
TRANSFER TYPE
Bank Transfer
ESTIMATED DELIVERY TIME
1 - 2 Days
OUR FEE
Kč75

We advise completing your transfer before 00:30 (AEDT) time to avoid delays in processing.

DKK
TRANSFER TYPE
Bank Transfer
ESTIMATED DELIVERY TIME
1 - 2 Days
OUR FEE
Kr25

We advise completing your transfer before 00:30 (AEDT) time to avoid delays in processing.

EUR
TRANSFER TYPE
Bank Transfer
ESTIMATED DELIVERY TIME
1 - 2 Days
OUR FEE
€3.00

For SEPA zone payments, the majority of banks do not charge. However, some banks may choose to apply a charge. Non SEPA zone Euro transfers are made via SWIFT. Intermediary and receiving bank charges may apply. For both SEPA zone and non SEPA zone payments, to avoid your beneficiary receiving less than you transfer we suggest you contact the receiving bank to see if they will charge for receiving your transfer from CurrencyFair. We advise completing your transfer before 00:30 (AEDT) time to avoid delays in processing.

GBP
TRANSFER TYPE
Bank Transfer
ESTIMATED DELIVERY TIME
0 - 1 Days
OUR FEE
£2.50

We advise completing your transfer before 00:30 (AEDT) time to avoid delays in processing.

HKD
TRANSFER TYPE
Bank Transfer
ESTIMATED DELIVERY TIME
3 - 4 Days
OUR FEE
HK$25.00

We advise completing your transfer before 00:00 (AEDT) time to avoid delays in processing.

HUF
TRANSFER TYPE
Bank Transfer
ESTIMATED DELIVERY TIME
1 - 2 Days
OUR FEE
Ft1000

We advise completing your transfer before 21:30 (AEDT) time to avoid delays in processing.

ILS
TRANSFER TYPE
Bank Transfer
ESTIMATED DELIVERY TIME
3 - 4 Days
OUR FEE
ILS40

Israeli Shekel transfers are made via wire transfer. Receiving bank charges may apply which may result in your beneficiary receiving less than you send. We suggest you contact the beneficary bank for more information on any applicable fees they may charge for receiving the transfer from CurrencyFair. We advise completing your transfer before 22:00 (AEDT) time to avoid delays in processing.

INR
TRANSFER TYPE
Bank Transfer
ESTIMATED DELIVERY TIME
0 - 1 Day
OUR FEE
₹0

We advise completing your transfer before 21:30 (AEDT) time to avoid delays in processing.

NOK
TRANSFER TYPE
Bank Transfer
ESTIMATED DELIVERY TIME
1 - 3 Days
OUR FEE
kr25

We advise completing your transfer before 20:00 (AEDT) time to avoid delays in processing.

NZD
TRANSFER TYPE
Bank Transfer
ESTIMATED DELIVERY TIME
1 - 2 Days
OUR FEE
NZ$5.00

We advise completing your transfer before 01:00 (AEDT) time to avoid delays in processing.

PLN
TRANSFER TYPE
Bank Transfer
ESTIMATED DELIVERY TIME
1 - 2 Days
OUR FEE
10 zł

We advise completing your transfer before 21:00 (AEDT) time to avoid delays in processing.

SEK
TRANSFER TYPE
Bank Transfer
ESTIMATED DELIVERY TIME
1 - 2 Days
OUR FEE
Kr30

We advise completing your transfer before 21:00 (AEDT) time to avoid delays in processing.

SGD
TRANSFER TYPE
Bank Transfer
ESTIMATED DELIVERY TIME
3 - 4 Days
OUR FEE
S$5.00

*Larger transfers may take slightly longer to process. We advise completing your transfer before 23:00 (AEDT) time to avoid delays in processing.

THB
TRANSFER TYPE
Bank Transfer
ESTIMATED DELIVERY TIME
3 - 4 Days
OUR FEE
฿0

The majority of banks do not charge for receiving transfers via local ACH. However, some banks may choose to apply a charge.To avoid your beneficiary receiving less than you transfer we suggest you contact the beneficiary bank to see if they will charge for receiving your transfer from CurrencyFair.

USD
TRANSFER TYPE
Bank Transfer
ESTIMATED DELIVERY TIME
1 - 2 Days
OUR FEE
S$4.00

The majority of banks do not charge for receiving transfers via local ACH. However, some banks may choose to apply a charge. To avoid your beneficiary receiving less than you transfer we suggest you contact the beneficiary bank to see if they will charge for receiving your transfer from CurrencyFair. We advise completing your transfer before 01:00 (AEDT) time to avoid delays in processing.

ZAR
TRANSFER TYPE
Bank Transfer
ESTIMATED DELIVERY TIME
1 - 2 Days
OUR FEE
R25

South African Rand transfers are made via SWIFT. Intermediary and receiving bank charges may apply, which may result in your beneficiary receiving less than you send. We suggest you contact the beneficary bank for more information on any applicable fees they may charge for receiving the transfer from CurrencyFair. We advise completing your transfer before 22:00 (AEDT) time to avoid delays in processing.

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